Zelus Mortgage & Finance
Getting on the property ladder is tougher than ever. With rising living costs and ever-evolving regulations, securing a mortgage can feel complicated, even overwhelming. Whether you’re a first-time buyer, looking to remortgage, or investing in property, you’re not alone. At Zelus Mortgage and Finance, our experienced advisers are here to make the process simpler, clearer, and completely tailored to you. With expert guidance and genuine support, we turn uncertainty into confidence and help you take the next step with clarity and peace of mind. Let’s make your mortgage work for your future.
Which Mortgage Fits Your Needs?
Our Calculators
Take the guesswork out of your mortgage journey. Use our powerful, free, easy-to-use calculators to estimate your affordability, monthly repayments, stamp duty costs, and potential interest in minutes.
No commitment. No jargon. Just clear numbers to help you plan with confidence.
Please note this is only an estimate and can vary depending on the lender and your personal circumstances.
Protect Yourself
Protect what matters most, your home, your family, your future. Securing a mortgage is a major life decision, and protecting it is just as important. At Zelus Mortgage and Finance, we also offer expert advice on mortgage protection and insurance, tailored to your unique circumstances. Whether it’s life insurance, income protection, or critical illness cover, we’ll help you safeguard your home and your loved ones from the unexpected. When we say we’re with you every step of the way, we mean it.
Life Insurance
Essential protection, with the most common types being decreasing term and level term cover, designed to safeguard your home and loved ones if the unexpected happens.
Income Protection Insurance
Replaces a portion of income if you're unable to work due to illness or injury. Often recommended for self employed individuals.
Critical Illness Cover
Pays a lump sum if diagnosed with a specified serious illness (e.g. cancer, heart attack, stroke). Often combined with life insurance for full protection.
Building & Contents
Required by most lenders; covers the structure of the property and personal belongings.
